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Personal Loan

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Documents Required for a Personal Loan

For Salaried Individuals:

  • PAN Card & Aadhaar Card
  • Salary Slips (last 3 months)
  • Bank Statements (last 6 months)
  • Employment Proof

For Self-Employed Individuals:

  • PAN Card & Aadhaar Card
  • Business Registration Proof
  • ITR (Income Tax Returns) of the last 2 years
  • Bank Statements (last 6 months)

How to Apply for a Personal Loan?

  • Check Your Eligibility Online
  • Submit Your Documents Digitally
  • Get Instant Approval
  • Receive Loan Disbursement in 24-48 Hours

Overview

Personal Loan – Instant Funds for Every Need Get a Personal Loan with Quick Approvals & Low Interest Rates Unexpected expenses can arise at any time—be it a medical emergency, wedding, travel, home renovation, or debt consolidation. At Transi Finteach Private Limited, we offer instant personal loans with competitive interest rates, minimal paperwork, and fast disbursal to help you meet your financial needs without any hassle.

Why Choose Our Personal Loan?
  • Loan Amount – Up to ₹50 Lakhs.
  • Interest Rates – Starting from 10.75%* p.a.
  • Tenure – Flexible repayment options up to 7 years.
  • No Collateral Required – 100% unsecured loan
  • Instant Approval – Get approval within 24-48 hours
  • Minimal Documentation – Hassle-free application process
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Personal Loan Eligibility Criteria.


To apply for a personal loan, you need to meet the following criteria:

  • Age: 21 to 60 years
  • Employment: Salaried or self-employed individuals
  • Minimum Monthly Income:₹15,000 (varies by city and lender)
  • Credit Score:700+ for the best interest rates
  • Work Experience: Minimum 1 year (salaried) / 2 years (self-employed)

Benefits of Dityam Consultancy Personal Loan


  • No Hidden Charges:Transparent processing fees & charges
  • Flexible EMI Options:Choose a repayment plan that suits you
  • Higher Loan Amount: Get up to ₹50 Lakhs based on eligibility
  • Multi-Purpose Loan:Use it for any personal financial requirement
  • Prepayment Facility: Reduce interest costs with easy foreclosure options

FAQs Personal Loan

While a credit score of 700+ is ideal, some lenders may offer loans based on income and employment stability.

With our quick loan process, you can receive funds within 24-48 hours of approval.

Can I prepay my personal loan?

Yes! We offer easy prepayment and foreclosure options to help you save on interest.

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