WHAT WE DO

Secured And Unsecured Loan

Documents Required for Secured & Unsecured Loans

For Self-Employed & Business Owners:

  • PAN Card & Aadhaar Card
  • Business Registration Certificate
  • Bank Statements (last 6–12 months)
  • Income Tax Returns (last 2 years)
  • GST Returns & Balance Sheet

For Secured Loans (Loan Against Property / Asset-Backed):

  • Property/Asset Ownership Documents
  • Valuation Report (if applicable)

How to Apply for a Loan?

  • Check Your Loan Eligibility
  • Submit Required Documents Online
  • Get Instant Loan Approval
  • Receive Funds in Your Account Within 72 Hours

Overview

Fuel Your Business Growth with Flexible Financing Options Every business has different financial needs – some require collateral-based loans for larger amounts at lower interest rates, while others prefer quick collateral-free funding for immediate requirements. At Tansi Fintech Private Limited, we provide both Secured Loans and Unsecured Loans with minimal documentation, competitive interest rates, and fast disbursal so you can focus on growing your business.

Why Choose Our Secured & Unsecured Loans?
  • Loan Amount – Up to ₹5 Crore.
  • Interest Rates – Starting from 12%* p.a.
  • Tenure – Up to 10 years.
  • Secured Loans – Higher loan amounts with collateral-backed security.
  • Unsecured Loans – 100% collateral-free options available.
  • Quick Disbursal – Funds credited within 48–72 hours
  • Minimal Paperwork – Transparent and hassle-free process

Types of Loans We Offer

  • Secured Loans – Get higher loan amounts at competitive rates by pledging collateral such as property or assets.
  • Unsecured Loans – Avail quick business funding without any collateral requirement, based on your creditworthiness.
  • Expansion Loans– Scale your business by investing in infrastructure, hiring, or capacity building.
  • Machinery & Equipment Loan –Purchase or upgrade essential machinery and business tools.
  • Invoice Financing – Unlock cash tied up in unpaid invoices to maintain steady cash flow.
  • Startup Loans – Access funding to launch and stabilize your new business venture.
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Eligibility Criteria for Secured & Unsecured Loans


To apply for a Secured & Unsecured Loan, you need to meet the following conditions:

  • Age: 21 to 65 years
  • Business Vintage: At least 1 year of operations
  • Minimum Annual Turnover:₹10 Lakhs (may vary by lender)
  • Credit Score:700+ for the best interest rates
  • Business Registration:5. Sole proprietorship, partnership, private limited company, or LLP

Benefits of Secured & Unsecured Loans


  • Collateral-Free Options:Get unsecured loans without pledging assets.
  • Higher Loan Amounts with Collateral:Avail bigger funding via secured loans.
  • Flexible EMI Options: Choose repayment terms as per your cash flow
  • Quick Approvals & Disbursal:Funds released within 2–3 working days
  • Competitive Interest Rates:Affordable financing tailored for SMEs & businesses.

FAQs Secured & Unsecured Loans

You can avail up to ₹5 Crore, depending on your financial profile, loan type, and eligibility.
Repayment terms are flexible and range from 1 year to 10 years, depending on the loan type and amount.
Choose a Secured Loan if you need a higher loan amount, longer tenure, or lower interest rate and are comfortable pledging collateral.
Choose an Unsecured Loan if you want quick, collateral-free funding with minimal paperwork.
Secured Loan: Requires you to pledge collateral such as property, machinery, or assets. These loans usually offer higher amounts and lower interest rates.
Unsecured Loan: Does not require any collateral. Loan approval is based on your credit score, income, and business performance.