WHAT WE DO

SME Loan

Documents Required for a SME Loan

For Self-Employed & Business Owners:

  • PAN Card & Aadhaar Card
  • Business Registration Certificate / Udyam Registration
  • Bank Statements (last 6–12 months)
  • Income Tax Returns (last 2 years)
  • GST Returns & Audited Balance Sheet

For Loan Against Property (SME):

  • Property Ownership Documents
  • Valuation Report (if applicable)

How to Apply for a SME Loan?

  • Check Your Loan Eligibility
  • Submit Required Documents Online
  • Get Quick Loan Approval
  • Receive Funds in Your Account Within 72 Hours

Overview

Working Capital Loan – Keep Your Business Running Smoothly with Easy Financing A healthy cash flow is the backbone of every business. Whether it’s managing day-to-day expenses, paying suppliers, purchasing raw materials, or covering operational costs, a Working Capital Loan ensures uninterrupted business operations. At Tansi Fintech Private Limited, we provide quick and hassle-free working capital loans with minimal paperwork, competitive interest rates, and fast disbursal.

Why Choose Our Working Capital Loans?
  • Loan Amount – Up to ₹5 Crore.
  • Interest Rates – Starting from 12%* p.a.
  • Tenure – Up to 10 years.
  • Collateral-Free Options – 100% unsecured loans available
  • Quick Disbursal – Funds credited within 48–72 hours
  • Minimal Paperwork – Simple and transparent process

Types of Working Capital Loans We Offer

  • Short-Term Working Capital Loan – Scale your SME by investing in infrastructure, hiring, or production.
  • Invoice Financing – Buy or upgrade essential business machinery & technology.
  • Overdraft Facility – Unlock funds tied up in pending customer invoices.
  • Trade Credit Loan – Get funding to launch or stabilize your SME venture.
  • Loan Against Property for Working Capital – Use your residential/commercial property to raise funds.
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Working Capital Loan Eligibility Criteria


To apply for a Working Capital Loan, you need to meet the following conditions:

  • Age: 21 to 65 years
  • Business Vintage: At least 1 year of operations
  • Minimum Annual Turnover:₹10 Lakhs (may vary by lender)
  • Credit Score:700+ for the best interest rates
  • Business Registration:Must be a sole proprietorship, partnership, private limited company, or LLP

Benefits of SME Loan


  • Collateral-Free Options: Avail unsecured SME loans without pledging assets
  • Flexible EMI Plans:Tailored repayment options to suit your business cash flow
  • Higher Loan Amount: Funding up to ₹5 Crore depending on eligibility
  • Fast Approvals:Loan sanctioned & disbursed within days
  • Affordable Rates: Competitive interest rates for SMEs of all sizes

FAQs SME Loan

Loan amounts depend on your business turnover, credit score, and overall financial performance. With us, you can get up to *₹5 Crore* for your SME.
Our simplified process with minimal documentation ensures quick approval. SME Loans are typically approved within 24–72 hours , and funds are disbursed shortly after.
Yes , we provide unsecured SME Loans where no collateral is required, subject to meeting the eligibility criteria.
The repayment period ranges from 1 year to 10 years, depending on your loan type and business needs.